Insurance can be confusing, and coverage for mental health services varies. To understand your benefits, contact your insurance company to have them help you understand all of the details. Here is a list to get you started below.
Do I have mental health insurance benefits?
Do I have a deductible, and has it been met?
Does my Mental Health Care have a different copay?
What is my coverage amount per session, and what am I responsible for?
Do I have a copay or coinsurance for each appointment?
What is my out of pocket maximum?
How many sessions per year are covered?
Is prior authorization required?
All out of pocket costs (deductibles, co-pays, co-insurances, non-covered services, etc.) are due at the time of service.
We can submit claims on your behalf.
It's your responsibility to understand and manage your benefits.
If your insurance denies a claim, you are responsible for the cost.
We accept several payment forms including cash, check, HSA/FSA cards, and debit/credit cards.
Check your insurance provider's website or call the customer service number on your card for details.
Be aware that some services, like couples counseling, reunification therapy or intensive therapy sessions may not be covered.
Wellmark BC/BS plans
Optum/UHC plans including UMR and Medica
Aetna
ClaimDoc
Vital WorkLife (EAP & Power Sessions)
Crime Victim Assistance
Health Partners (UnityPoint/Medimore)
Midland's Choice
Iowa Medicaid Plans
WPS Medicare
Several Medicare Advantage plans
Several EAP plans
Self-pay
* Although insurances may change over time, each clinician may or may not be paneled with your insurance company.
* If you have any questions, call to confirm.
Whether you're starting therapy for the first time or returning to deepen your healing, we're here for you.
The Center of Excellence in the Healing of Life's Challenges.
Committed & Responsive
Because we ALL deserve to be happy and feel capable in life!
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